New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
Zero depreciation cover ensures that the insurer pays the full replacement cost of parts such as bumpers, headlamps, side mirrors, and plastic fittings.
'One should not invest more than 5 to 10 per cent of their overall portfolio exposure in global or international funds.'
The ideal time to invest in sector funds, is during a downturn so that investors can capitalise on a turnaround in 1.5 to 2 years.
'Do exhaustive research and then select the one that best fits your budget and requirements.'
Medical negligence arises when a medical professional deviates from reasonable standards of care, causing injury to the patient.
'Always keep accurate and transparent records of the source of the investment or property's funding: Loan agreements, transfer records of the property, and bank statements of co-owners if available.'
Issuers have allotted nearly four times as much to mutual funds (MFs) as they have to insurance companies in recent quarters. MFs invested Rs 21,976 crore as anchor investors in initial public offerings (IPOs) on a trailing four-quarter basis, according to data from Prime Database.
The Securities and Exchange Board of India (Sebi), in a circular dated April 11, 2025, warned investors about rising fraud and manipulation linked to the securities market on social media platforms.
Largecap companies are generally less vulnerable to economic slowdowns than their mid- and smallcap counterparts.
When investing in fixed-income products, balancing considerations like safety, liquidity, and income is essential.
In a pump and dump operation, fraudsters artificially inflate the price of a stock by spreading misleading or false information, creating a frenzy among unsuspecting retail investors.
'As we navigate uncertain waters, a conservative approach to largecap investing could provide a strategic advantage.'
Regularly monitor your account for any suspicious activity. Keep your devices updated with the latest security patches to prevent vulnerabilities. Ensure the physical wallet you use is stored securely to avoid loss or theft.
'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'
If you lack an emergency fund or it is depleted, use part of your bonus to build or replenish it.
Do not panic on receiving a notice. Verify if your work falls under professions notified in Section 44AA(1).
'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'
Use these loans to meet emergency needs, and not to fund holidays or luxury purchases.
'Begin with a small investment, observe performance, then scale up gradually.'
'Reits are suitable for investors seeking regular income and real estate exposure without managing physical properties, especially NRIs and retirees.'
The biggest risk for investors isn't the market, but their own minds, biases and emotions often lead to poor financial choices.
Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.
'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'
'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'
'Arbitrage funds make the most sense for those in the 30 per cent tax bracket, are viable for those in the 20 per cent bracket, but less so for those in the 10 per cent bracket.'
'Active funds have the ability to manage downside risk.'
Investors aged 26 to 30 consider the number of followers as a key parameter for trust. However, more than half of investors, who deemed an influencer's registration status as extremely important, were unaware of their actual registration status.
'A 20 per cent equity allocation to ESG funds is a good start.' 'As more evidence on ESG performance builds, investors may increase allocations.'
Self-employed individuals often face hurdles in buying term insurance due to financial documentation that doesn't fully reflect their earnings. This complicates underwriting.
SOFs can be a diversification tool for investors seeking alternatives to conventional large, mid, or smallcap portfolios.
'A long-term investor with a 4 to 5 year horizon could invest in this theme via SIPs.'
'Investors with a long-term investment horizon and the risk appetite for fluctuations in property values may find SM Reits a viable option.'
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
'Allocate up to 20 per cent of your core equity portfolio to quality funds.'
Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.
Invest in these funds through the SIP route with at least a seven-year horizon.
Have you ever thought about how some investors always manage to find well-performing stocks before everyone else? They seem to have an eye for finding companies that aren't in the media but still deliver returns. These are called hidden stock opportunities, and the shortcut to finding them is all about knowing where and how to look. In this article, let's walk through some practical tips for finding these stocks in the share market.
'A price of $6,600/oz is now a reasonable target for gold.'
